Were You in a Rideshare Accident in Lawton?

Our attorneys handle complex cases

Rideshares are a popular way to get around, but if you get into an accident with an Uber driver, or if you’re the passenger in such a collision, who is responsible for your injuries?

The answer is often complicated. Rideshare drivers have two sets of insurance — personal and company-provided. In many cases, neither insurance company wants to pay for your injuries.

Hoover Rogers Law, LLP shuts down the blame game and makes the insurance companies take your injuries seriously. We conduct thorough investigations that turn up critical evidence to support your case. We build strong claims and demand the money you deserve.

If you were injured in the Lawton area, contact our law firm for a free case evaluation.

Who pays for an Uber or Lyft accident?

Figuring out with whom to file an insurance claim after a rideshare accident can be tricky. There are multiple policies involved here. Usually, the case comes down to what the driver was doing at the time of the accident. If they were signed out of the Uber or Lyft app and not looking for or transporting a passenger, then their personal insurance will most likely cover the damages. If they were engaged in a trip, then the rideshare company’s insurance may be responsible.

Oklahoma regulations

Oklahoma has created regulations for the rideshare industry. Some of the rules and requirements include:

  • Drivers must be at least 21 years old.
  • The vehicle must have four doors and at least five seats. The vehicle cannot have a salvage title.
  • Drivers must take a full, uninterrupted six-hour break for every 12 hours of driving and seeking fares.
  • Do not accept street hails.
  • Do not accept cash for rides.

Oklahoma law also sets certain insurance standards for rideshare drivers. In particular, the rideshare companies are required to carry liability insurance with at least $1 million in coverage for accidents caused by a rideshare driver who is picking up or transporting a passenger, with lower liability requirements for drivers who are signed in and awaiting a ride request.

This is a double-edged sword. There is potentially more insurance coverage available for your injuries – but also more incentive for the insurance company to deny your claim. That’s why you need a skilled attorney on your side.

An experienced Lawton rideshare accident lawyer can help

If you have been injured in an accident, it might feel like you have lots of time to file an insurance claim and get money for your medical bills — but that clock runs out fast.

After an accident with an Uber, Lyft or another rideshare service, you need to start the claim process as soon as possible. Your lawyer needs to thoroughly investigate the accident, determine which insurance company is responsible, file a claim, negotiate, and, if necessary, drag an uncooperative insurance company to court.

Call, email, or chat online with a member of our legal team to schedule a free injury case evaluation with a rideshare accident attorney at our Lawton office. We’ll listen to your story and explain your legal options, at no cost to you.

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